Than you everyone for Aydn's birthday wishes yesterday. Although he doesn't have a blog account he can post from, he did read them all and I am sure his head was swelling with all the 'handsome' comments :-) And I didn't get into trouble for publicly calling him Pudding Pants :-)
Well the house buying hasn't been going as well as expected and not only are we still here but we no longer have a closing date.
It was 28th October. However, that was before the appraiser went in..... or should I say the second appraiser. The first one had a week to come back with her valuation report and informed us on the last day that she wasn't able to do it as her laptop had crashed. Great !
So, another appraiser was arranged to go in. This time he did actually turn up but he valued the house at $20,000 less than our offer.
The house is bank owned and at first the seller couldn't understand why this was a problem and why did we not want to carry on and pay more for the house than it was worth...well hello !
So, we asked them to drop the price. After some back and forth they agreed to do so if we paid their closing costs. We had already agreed to buy the house 'as is' and to cover the cost of all the repairs ourselves so paying for their closing costs on top of this wasn't something we were prepared to do.
At this point I was trying to convince myself that I didn't much like the house anyway and that we'd find something else.
On Tuesday we eventually we reached an agreement where we'd pay half of their closing costs.
As much as this gripes me to do so, if we were to pull out now, we'd lose all the money we paid for the inspection and the appraiser so it seems better to cut our losses and just go with it.
And our poor realtor, who has absolutely busted his as off for us, wouldn't get paid a bean.
Yes I love the house but, more than that, the thought of having to start all of this from scratch was just beyond me. It has been so much more hard work than I ever anticipated.
I've bought homes before but only in England and the process is very different over there. Add to the mix my lack of knowledge of the terminology used over here and I was getting rather stressed at times I tell ya :-)
While Mick was away in MN for a week I made a point of watching the home buying programs on HGTV....well....this purchase has been nothing like any shown on TV so that was no help.
Still, we are nearly at the end now. Hopefully in a day or 2 (or probably 6 if things follow the pattern they have so far) we'll get at least a closing date.
Then we can figure out what we'll do during the in between time when we are vagrants. A tent on the beach is sounding good to me right now :-)
In the meantime I'll continue to pack I guess...although I've started to reach a point now where there isn't that much left to pack.
Gives me more time to read all your blogs though ...yay ! And to find a wonderful pressie for our realtor. He wants to learn how to make stained glass so I am looking for a beginners kit for him. I think he'll like that.